Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

Report a Claim

Download our app.

File a claim, view your ID cards, or make a payment, all while you're on the go.

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Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best

How to Prevent Water Leaks

Learn how to check potential trouble areas around your pipes and connections to help prevent water leaks from occurring.

How to Prevent Water Leaks

Learn how to check potential trouble areas around your pipes and connections to help prevent water leaks from occurring.

How to Prevent Water Leaks

Preventing Dryer Fires

This video shows you how to thoughtfully maintain your dryer and its hoses to prevent major trouble or a fire in your home.

Preventing Dryer Fires

This video shows you how to thoughtfully maintain your dryer and its hoses to prevent major trouble or a fire in your home.

Preventing Dryer Fires

Disposing of Oily Rags

After a painting or staining project, there's some important cleanup to do to help make sure your used rags won't cause a fire.

Disposing of Oily Rags

After a painting or staining project, there's some important cleanup to do to help make sure your used rags won't cause a fire.

Disposing of Oily Rags