Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

How we are responding to COVID-19

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

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Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety

Prep for a Power Outage

We've prepared some thoughtful tips to help prepare for one of the biggest weather challenges: power outages.

Prep for a Power Outage

We've prepared some thoughtful tips to help prepare for one of the biggest weather challenges: power outages.

Prep for a Power Outage

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep