Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

Find an Agent

Customized coverage for individuals, businesses, & farms.

Manage your policy.

Check claim status, make a payment, and more.

Member Login

Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

Report a Claim

Download our app.

File a claim, view your ID cards, or make a payment, all while you're on the go.

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Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best

Create a Home Inventory Record

Keeping a detailed record of everything you own protects you in the event of theft or major damage. Learn how to create your Home Inventory.

Create a Home Inventory Record

Keeping a detailed record of everything you own protects you in the event of theft or major damage. Learn how to create your Home Inventory.

Create a Home Inventory Record

Be Prepared for Wildfire Season

Having a practiced routine is vital to staying safe. Here are a few tips that can help you and your family prepare before wildfires even begin.

Be Prepared for Wildfire Season

Having a practiced routine is vital to staying safe. Here are a few tips that can help you and your family prepare before wildfires even begin.

Be Prepared for Wildfire Season

How to Prevent Water Losses

We created this video to help you spot potential trouble areas with your water pipes and connections, and prevent leaks from occurring.

How to Prevent Water Losses

We created this video to help you spot potential trouble areas with your water pipes and connections, and prevent leaks from occurring.

How to Prevent Water Losses