Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

Manage your policy.

Check claim status, make a payment, and more.

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Access claims service online or call our Claims Response Center at 877-425-2580.

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File a claim, view your ID cards, or make a payment, all while you're on the go.

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Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep

Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

Winter Driving

Top 5 Winter Driving Tips

Save yourself time and trouble on the roads this winter with these five thoughtful steps for preparing yourself and your car.

Top 5 Winter Driving Tips

Save yourself time and trouble on the roads this winter with these five thoughtful steps for preparing yourself and your car.

Top 5 Winter Driving Tips