Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

How we are responding to COVID-19

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

Report a Claim

2020 Annual Report: Resilience in Action

We worked hard to keep our mutual company measurably strong, so we were able to support our members when they needed it most.

Read the Report

Teen Driver Safety

Help your teen become a safer driver and find out how you can receive a discount on your policy.

Teen Driver Safety

Help your teen become a safer driver and find out how you can receive a discount on your policy.

Teen Driver Safety

Preparing for Vacation

Learn what you can do before you leave to help protect your home and possessions when you’re away.

Preparing for Vacation

Learn what you can do before you leave to help protect your home and possessions when you’re away.

Preparing for Vacation

Wildfire Prep: Home

Having a practiced routine is vital to staying safe. Here are a few tips that can help you and your family prepare before wildfires even begin.

Wildfire Prep: Home

Having a practiced routine is vital to staying safe. Here are a few tips that can help you and your family prepare before wildfires even begin.

Wildfire Prep: Home