Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

How we are responding to COVID-19

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

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Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best

Prepare for Harvest Season

Harvest season means more farm vehicles and large trucks on the roads. Here’s how to be extra thoughtful when driving during harvest season.

Prepare for Harvest Season

Harvest season means more farm vehicles and large trucks on the roads. Here’s how to be extra thoughtful when driving during harvest season.

Prepare for Harvest Season

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety

Teen Driver Safety

Help your teen become a safer driver and find out how you can receive a discount on your policy.

Teen Driver Safety

Help your teen become a safer driver and find out how you can receive a discount on your policy.

Teen Driver Safety