Meet the New MOE Brand

We’ve evolved our brand to better reflect our core Northwest values and commitment to protecting your peace of mind, now and for the future. Check it out.

Local Insurance for
What You Value Most

Protecting the personal property, businesses, and farms our Northwest neighbors love since 1898.

Protecting the personal property, businesses, and farms our Northwest neighbors love since 1898.

Get a quote started today with your local agent.

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Be Part of What's Next

At MOE, you’ll have the opportunity to make a difference—for our members, our agents, our communities, and each other. We’re a company grounded in strong relationships, deep expertise, and a genuine commitment to doing what’s right. Learn more >

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Built to Last

 We are the longest-standing insurance carrier in the Northwest and weˇre always working to grow stronger, smarter, and easier to work with every day. Learn more >

MOE Knows the Northwest Best

You learn a lot over 128 years. At MOE, our expansive Northwest insurance experience gives our experts a uniquely thoughtful understanding of our members, their needs, and their values. It also gives us an unmatched depth of insight when it comes to protecting your peace of mind because we fully grasp all the nuances of living, working, and farming in our region.  

A- (Excellent) Rated Insurer

Best Company to Work For in WA

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Learn more about our 14-year streak

Proud Industry Partner

Member’s Best: Personalized Protection & Responsive Service  

You deserve the best. That’s why our Member’s Best bundles are designed with you in mind. YOU, nobody else. Our exclusive home and auto protection bundles allow you to customize benefits to fit your life and give you the flexibility to change them as your needs change.  From pets to identity fraud and everything in between, we’ve got you covered.   

Learn More

Member’s Best: Personalized Protection & Responsive Service  

You deserve the best. That’s why our Member’s Best bundles are designed with you in mind. YOU, nobody else. Our exclusive home and auto protection bundles allow you to customize benefits to fit your life and give you the flexibility to change them as your needs change.  From pets to identity fraud and everything in between, we’ve got you covered.   

Learn More

MOE Member Experiences

"Best insurance company I've had the pleasure to work with. Reliable and responsive."

 

James
Homeowner, Oak Harbor, Washington

"We have had trust in your company for years due to good service on every issue we have had."

 

Dan
Farm Owner, Jerome, Idaho

"Good policy. Responsive to questions, issues, and special circumstances. Personal service. Competitive prices. Local company."

 

Nancy
Homeowner, Bellingham, Washington

Get MOE from Your Insurance

Helpful resources, tips, and information for protecting what matters most to you.   

Top Five Summer Safety Tips

Whether you're staying home or hitting the road this summer, use these 5 tips to help ensure your home and family are safe.

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Road Trip Safety Tips for the Whole Family

Get road trip ready and ensure a smooth ride with these tips for safe driving, smart packing, and vehicle maintenance.

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How to Build a Wildfire Emergency Kit

Key items to include in your wildfire emergency kit, plus ways to stay organized and prepared.

Read More
See More Tips