Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

How we are responding to COVID-19

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

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2020 Annual Report: Resilience in Action

We worked hard to keep our mutual company measurably strong, so we were able to support our members when they needed it most.

Read the Report

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

Winter Home Prep

Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

Winter Driving

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

Fireplace Safety