Welcome to thoughtful insurance.

We do insurance a little differently. We're smaller, more personal. We take the time to really get to know our members, so we can customize policies that fit just right.

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Customized coverage for individuals, businesses, & farms.

How we are responding to COVID-19

Manage your policy.

Check claim status, make a payment, and more.

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Let us help.

Access claims service online or call our Claims Response Center at 877-425-2580.

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2020 Annual Report: Resilience in Action

We worked hard to keep our mutual company measurably strong, so we were able to support our members when they needed it most.

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Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

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Winter Home Prep

Learn what steps you can take to prepare for winter ahead of time, and prevent trouble later in the season.

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Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

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Winter Driving

Even if you're experienced driving in harsh winter conditions, it's easy to find yourself stuck or stalled. Here are some tips to prevent trouble.

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Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

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Fireplace Safety

Keep the roaring fire where it belongs - in the fireplace. Here are some thoughtful ways to maintain your fireplace.

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