Commercial & Farm Auto

Protection for business and farm vehicles.

We offer comprehensive auto insurance specifically designed for farms, small businesses, and commercial enterprises.

Our coverage includes the basics such as collision & comprehensive coverage, liability coverage, and personal injury protection/medical payments. But we also offer much more, including blanket additional insured coverage, towing, rental reimbursement, and rental car coverage for employees while traveling on business.

Our 2024 financial ratings mean you can count on stability.

Demotech: A' (Prime) Unsurpassed Financial Stability Rating for Mutual of Enumclaw Insurance Company. AM Best: A- (Excellent) Financial Strength Rating. View our Annual Report for more examples of our strong financial performance.

For Current Members

  • Intellicorp offers a discounted rate for background checks to our Farm & Commercial members. Learn more about Intellicorp.
  • Being a Mutual of Enumclaw member has its perks. With our Mutual of Enumclaw Perks program, you can save with daily deals at nearby restaurants and retailers, enjoy thousands of discounts across the United States, and get up to 60% off on hotels, car rentals, theme parks and attractions, and more. Start saving today!

Your Local Independent Agent

A thoughtful independent agent can help determine the right combination of insurance products for you and your business. They can explain coverage options and help identify any available discounts.

Please be sure and talk with your agent about:

  • The number of vehicles you own and/or lease
  • Whether your employees use company vehicles or drive their own
  • How often and under what circumstances vehicles may be used for personal use
  • How your vehicles are secured when not in use


Resources made to help.

Thoughtful is how we do things, and that means helping out in every way possible. Check out our collection of preparedness videos, tips, infographics, checklists, and more.

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The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.