Personal Coverage
That Fits You
Protecting your home and auto is just the beginning at Mutual of Enumclaw.
Protecting your home and auto is just the beginning at Mutual of Enumclaw.
Coverage That’s More Than Personal—It’s Thoughtful
In 1898, our founders believed that when we’re there for each other, we all thrive. For us, that means anticipating your needs with thoughtful coverage, a compassionate claims process, and the local expertise of independent agents near you.
Focused
You’re a member, not a client, and our mission is to always put your needs first.
Empathetic
Should the unexpected happen, count on us to be there every step of the way.
Prepared
We look ahead so we can offer options that ensure your coverage evolves with you.
Share Your Goals with a Thoughtful Independent Agent in Your Area.
Find the Coverage That's Right for You
Our Member’s Best bundle offers features you rarely find in an insurance policy. By looking around corners for you, we’re always expanding our list of additional protection options. As your life changes, your bundle can too. That’s the thoughtful coverage difference.
Member's Best Home + Auto Bundle
Homeowners*
Physical Structure Protection
Personal Liability
Loss of Use
Personal Property and Belongings
Personal Property in Storage (full coverage up to policy limit)
Power Outage Protection (spoiled refrigerated contents, plus temporary living expenses)
Key and Lock Coverage
Pet Injury Coverage
Identity Fraud Expense
Single Deductible
Member's Best Home + Auto Bundle
Auto**
Comprehensive
Collision
Bodily Injury and Property Damage Liability
Personal Injury Protection or Medical Payments
Uninsured or Underinsured Motorist
Personal Liability
Deductible Waiver
Personal Property and Belongings
Free Glass Repair from Rock Chips (no surcharge for use)1
Key and Lock Coverage
Pet Injury Coverage
Complimentary Towing and Roadside Services
Emergency Expenses (e.g., transportation or hotel in conjunction with tow service)
Single Deductible
Covering More Bases for You
Add more coverage to protect more of what matters most.
Equipment Breakdown Coverage
This coverage pays to repair or replace appliances or systems in your home in the event of an unexpected electrical, mechanical, or pressure system breakdown.***
Service Line Coverage
Service line coverage pays to repair or replace the utility service lines that run underground from the street to your home.
Cyber Protection Coverage
This option includes additional coverage for expenses that occur as a result of cyberattacks, cyber extortion, online fraud, data breach, and cyberbullying.
teenSMART® driver training
Upon successful completion of the program, listed household drivers up to the age of 21 will receive an auto policy discount.
Personal Excess Liability Policy
A Personal Excess Liability policy adds an extra layer of protection if you are responsible for someone’s injury or property damage.
Renter, Landlord, or Condo Owner?
Mutual of Enumclaw has got you covered.
Covering Renters, Landlords, and Condo Owners
Renter Policies
Protect valuable personal items and collections
Condo and Townhouse Policies
Protect the interior and contents of your home
Landlord Coverage
Protect yourself and your rental property structures
Reasons You Should Choose an Independent Agent
They’re knowledgeable – They’re insurance experts.
They’re neutral – They have your best interests in mind.
They’re local – They’re nearby and know your neighborhood.
They’re resourceful – They help ensure your coverage covers.
Find an Agent