Cyber Protection Coverage

Coverage for your family.

Individuals and families face many of the same risks corporations face including malware attacks, online fraud, and data breaches. Computers, phones, entertainment systems, household appliances, and “smart” home technology expose individuals and families to a range of personal cyber risks.

Connected devices that are found in a typical home collect and exchange data over the internet, leaving families vulnerable and often times unaware of a potential security breach.

Cyber Protection Coverage

Cyber Protection Coverage is comprehensive insurance coverage that protects individuals and families from a range of personal cyber risks which are often unforeseen, costly, and not covered under most homeowners insurance policies.

Cyber Protection offers coverage for:

Cyberattacks: Pays to recover data and restore systems that have been lost or damaged due to a cyber-attack (including attacks involving malware), as well as the unauthorized use of owned or leased computers, mobile devices, and connected home devices.

Cyber Extortion: Provides payments and professional assistance in responding to cyber extortion demands based on a credible threat to damage, disable, deny access to or disseminate content from devices, systems, or data.

Online Fraud: Covers online fraud that results in a direct financial loss to the policyholder.

Data Breach Coverage: Notifies and pays for services to affected individuals in the event that private personal data entrusted to a household resident is breached.

Cyberbullying: Pays for the costs an individual may incur being the victim of a cyberbullying attack.

Please talk to your insurance agent about adding Cyber Protection to your Mutual of Enumclaw Homeowners policy.

Cyber Protection Coverage is available to members with a Mutual of Enumclaw Homeowners policy (except Non-Member's Best renters and secondary homes). $25,000 annual aggregate limit with a $500 per occurrence deductible.

Writing Company Information: This endorsement is available from Enumclaw Property & Casualty Insurance Company (EP&C) for eligible members with an EP&C Homeowners policy. It is available from Mutual of Enumclaw Insurance Company for eligible members with a Mutual of Enumclaw Insurance Company Homeowners policy. See your agent for more information or contact our Member Services team.

The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.