Personal Excess Liability

It's an unpredictable world.

In life, accidents happen. Our Personal Excess Liability Policy can help protect you from financially devastating events. If you are responsible for a person’s injury or for someone’s property damage, your primary policy limits may not be enough. A Personal Excess Liability Policy can help provide an additional layer of protection for you and your family. This coverage is available to members who have both their home and auto policies with us.

Your Local Independent Agent

Your local independent agent can describe how a Personal Excess Liability Policy can help you to be better prepared for the unexpected things in life. Local independent agents can explain coverage options and help identify any available discounts.

Please be sure and talk with your agent about:

  • What kind of coverage is right for you
  • Eligibility requirements
  • Any discounts that may be available


Home and Auto are best together.

Besides combining home and auto coverage, our Member’s Best policy provides a collection of exclusive benefits.

Member's Best
The information we share on our site is intended to serve as a general overview. Please refer to your policy or contact your local independent agent for specific coverage details.